Are you considering buying a home?
Pre-Qualification: Meet with a mortgage broker and find out fun informative speech topics how much you can afford to pay for a home
- Pre-Approval: While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved. You’ll also avoid being disappointed when going after homes that are out of your price range. With Pre-Approval, the buyer actually applies for a mortgage and receives a commitment in writing from a lender. This way, assuming the home you’re interested in is at or under the amount you are pre-qualified for, the seller knows immediately that you are a serious buyer for that property. Costs for pre-approval are generally nominal and lenders will usually permit chicago manual of style paper format you to pay them when you close your loan.
- List of Needs