Buying A Home

Buying a home is one of the most exhilarating and exciting events that happens in a lifetime! Your home buying process should be a fun, stress-free and seamless experience. While buying a home is a big decision, there are also lots of small decisions to make along the way to homeownership. To help you navigate the process, take a look at the suggestions below.

Knowing the specifics of your desired home is important. Sure, budget will absolutely play a role, but before you begin viewing properties, narrow down your search by having these wish list items decided upon. Once you have decided upon the specifics, go view the homes; the fun part!

Know The Neighborhood

Before you buy, get to know the lay of the land. There are many factors that will affect your decision. The school district, the distance to the grocery store or how long the daily commute to work will be all play a factor in choosing your neighborhood. It’s always best to choose the neighborhood you feel the most at home in. You will know it once you are there.

Know Your Budget

It is important to know your home buying budget before heading into the buying process. When you know your price point for potential homes, you will be able to look seriously and efficiently at the homes you choose to view. Contact us today and let us help you get started on your home buying journey.

Pre-Qualification

Meet with a mortgage broker and find out how much you can afford to pay for a home.

Pre-Approval

While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved.  You’ll also avoid being disappointed when going after homes that are out of your price range.  With Pre-Approval, the buyer actually applies for a mortgage and receives a commitment in writing from a lender.  This way, assuming the home you’re interested in is at or under the amount you are pre-qualified for, the seller knows immediately that you are a serious buyer for that property.  Costs for pre-approval are generally nominal and lenders will usually permit you to pay them when you close your loan.